About Us
Who We Are
Your local brokers helping you in getting loans
Our Promise
What We Do
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Trusted Guidance: We pride ourselves on honesty, clear communication, and expert advice you can rely on.
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Faster Approvals: With streamlined processes and strong lender partnerships, we help you get approved quicker.
Australian Home Loan
What We Do
We are neither owned nor a bank.
The bottom line is a bank's top priority. You are our employer.
The ability to negotiate
We give you power and choice because we have more lenders on our panel.
Family taking care of family
Our family-run company has assisted Australians in achieving their objectives.
Keeping it simple
We break it down for you – no jargon.
Free for you
We get paid by the lender you choose.
Make it happen
Let us know what your goals are and get loans.
Best Of Testimonial
Happy Homebuyers
At Australian Home Loan, we’re committed to removing the stress from securing a home loan. Whether you’re buying your first home or your fifth.
Faqs
Frequently Asked Questions
A payment deferral—sometimes called a mortgage holiday—allows you to temporarily pause loan repayments. While your payments are deferred, interest continues to accrue and is added to your balance. When repayments resume, your monthly amount may increase to repay within the original term as lenders may capitalize that accrued interest.
If repayments are deferred, interest still accrues and is added to your principal balance. Effectively, you’re paying interest on interest (compound interest), and when repayments resume, your lender recalculates future payments to align with the original loan duration—often increasing monthly repayments.
To request assistance, contact us as soon as you're experiencing financial stress. We’ll assess your situation, guide you through deferral options or term changes, and liaise directly with lenders on your behalf. With access to 60+ lenders, we aim to find support that suits your needs.
Refinancing can help you secure lower interest rates, consolidate debt, unlock home equity, or upgrade to loan features better suited for your needs. Whether you’re looking to save, switch loan types, or fund a renovation, refinancing offers versatile solutions.
From application to settlement, the average timeframe is 2 to 4 weeks. The exact period depends on your current lender, the new lender’s processing timeline, and how quickly documentation is provided. We manage the process to keep it running smoothly.